Pinecroft Funding Group, a small-business funding broker in San Marcos, TX, works with Manchaca, TX owners in Travis County by phone and online. ZIP 78652, Manchaca's postal ZIP, had 153 employer establishments in 2023, led by construction, and 64.7 percent had fewer than five employees (Census ZBP). Approval and pricing stay with the lending partner, never with Pinecroft.
| County | Travis County, TX |
|---|---|
| Place type | Census-designated place (unincorporated) |
| Distance | About 18.5 miles NNE of San Marcos, TX |
| ZIP 78652 employers | 153 in 2023 (Census ZBP) |
| Largest sector in 78652 | Construction, 37 establishments |
Travis County, TX, with a ZIP of its own
Manchaca lies in Travis County. It is a census-designated place rather than a city, and it covers about 14.8 percent of the land in ZIP 78652 (U.S. Census Bureau 2020 ZIP code relationship files). The business counts here are for that ZIP and describe the postal area around the community. Survey estimates for the community itself carry margins of error too wide to quote.
ZIP 78652 in numbers
In 2023, ZIP 78652 had 153 employer establishments with 1,419 paid employees and about $77.7 million in annual payroll; 64.7 percent of establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Employer establishments | Share under five employees |
|---|---|---|
| Construction | 37 | 56.8% |
| Other services | 20 | 60.0% |
| Real estate and rental and leasing | 16 | 93.8% |
| Health care and social assistance | 15 | 46.7% |
| Professional, scientific and technical services | 13 | 92.3% |
| Administrative and support services | 13 | 53.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Construction accounts for roughly a quarter of the ZIP's employers, and repair shops, salons and similar service businesses make up the next group.
What owners here tend to need
Contractors in a ZIP like this one typically ask about a truck body, a trailer or a compact machine, and about carrying payroll until a project pays; equipment financing and working capital cover those. Service businesses with a single storefront more often need a modest credit line for parts, supplies and slow weeks. Real estate firms here are almost all one-to-four-person operations whose funding needs usually depend on property rather than on business credit, which is outside what we arrange.
Reaching us from Manchaca, TX
Call (737) 365-4415 or use the short online form; the office address is south, in San Marcos, TX, and nothing needs to be delivered in person. Local data and contacts are on our city page, and the towns we work with lists the rest.
Manchaca, TX sectors our partners fund
For Manchaca, TX owners, Pinecroft Funding Group focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
What to gather before you call
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Photo ID for every owner of the business
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
From first call to a partner's decision
- It starts with a call to (737) 365-4415 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our address: 244 N Guadalupe St, San Marcos, TX 78666.
By Pinecroft Funding Group · Updated